FEMA LETTER 7415 LAKE BALLINGER WAYt
Federal Emergency Management Agency
Region X
130 228th Street, Southwest
Bothell, WA 98021.9796
IN REPLY REFER TO:
RX-218-70-R
Case No. 95-R10-047
March 13, 1995
Dean and Penny Whitehead
7415 Lake Ballinger Way
Edmonds, Washington 98026
Dear Mr. and Mrs. Whitehead:
This is in response to your letter dated February 6, 1995, requesting that the
Federal Emergency Management Agency (FEMA) determine whether the following
property is located in a Special Flood Hazard Area (SFHA), an area that would be
inundated by the 100-year (one -percent annual chance) flood.
Property Description Lot 4, Jones Short Plat S-68-78, Portion of Lot 23,
Block 7, Lake Ballinger
Street Address 7415 Lake Ballinger Way
Community City of Edmonds
State : Washington
On March 10, 1995, we received all information necessary to process your
request. After comparing this information with the National Flood Insurance
Program (NFIP) map for Edmonds, we determined that although portions of the
property would be inundated by the 100-year flood, the existing structure on this
property would not. Therefore, this letter amends the map for Edmonds,
Washington (NFIP Map Number 530163, Panel 0005 D, dated February '19, 1986)
to remove this structure from the SFHA. The structure is now in Zone C, an area
of minimal flooding outside the limits of the 500-year floodplain. Because portions
of the property are in the SFHA, any future construction or substantial
improvement on this property remains subject to Federal, State, and local
regulations for floodplain management.
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You should note that this property could be inundated by a flood greater than the
100-year flood or by local flooding conditions not shown on the NFIP map. Also,
although we have based our determination on the information presently available,
flood conditions may change or new information may be generated that would
supersede this determination.
Please be advised that the NFIP offers a policy designed for one -to -four -family
homes in areas which are not designated as Special Flood Hazard Area, but where
flood exposure still presents a significant risk. This policy is the Preferred Risk
Policy. It is a comprehensive policy that is available to property owners in B, C
and X Zones only. Information about the Preferred Risk Policy and how one can
qualify is enclosed.
A copy of this Letter of Map Amendment is being sent to your community's
official NFIP map repository where, in accordance with regulations adopted by
your community when it made application to join the NFIP, it should be attached
to the community's official record copy of the NFIP map which is available for
public inspection.
If this structure is covered by a flood insurance policy, and if the mortgage
company or lending institution agrees to waive the flood insurance requirement,
then the NFIP will refund the premium paid for the current policy year, providing
that no claim is pending or has been paid on the policy during the current policy
year. To receive the refund, a written waiver or certificate must be obtained from
the mortgage company or lending institution. This written waiver or certificate
must then be sent -to the insurance agent, who will process the premium refund.
This response to your request is based on minimum criteria established by the
NFIP. State and community officials, based on knowledge of local conditions and
in the interest of safety, may set higher standards for construction in the
floodplain. If the State of Washington or the City of Edmonds has adopted more
restrictive and comprehensive floodplain management criteria, these criteria take
precedence over the minimum Federal criteria.
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If you have any questions or if we can be of further assistance, please call me at
206/487-4682.
Sincerely,
Charles L. Steele, Director
Mitigation Division
cc:,. Rob Chave, Edmonds Planning Manager
Tim D'Acci, Department of Ecology, Olympia