ENP2021-0031-Proof of Insurance-03.18.2021COMMERCIAL INSURANCE
Policy Number CPO 0236686-02
Named Insured and Mailing Address
ROASTPANO LLC
DBA: KELNERO
545 MAIN ST
EDMONDS WA 98020-3149
N 10
COMMON POLICY DECLARATIONS
Renewal of Number CPO 0236686-01
Producer and Mailing Address
MCGOWAN & COMPANY, INC.
20595 LORAIN RD
FAIRVIEW PARK OH 44126-2053
Producer Code 22045-000
Policy Period: Coverage begins 12-01-2020 at 12:01 A.M.; Coverage ends 12-01-2021 at 12:01 A.M.
The name insured is LJ Individual LJ Partnership LJ Corporation
0 Other: LIMITED LIABILITY COMPANY
This insurance is provided by one or more of the stock insurance companies which are members of the Zurich -American Insurance Group. The company that
provides coverage is designated on each Coverage Part Common Declarations. The company or companies providing this insurance may be referred to in
this policv as "The Company", we, us, or our. The address of the companies of the Zurich -American Insurance Group are provided on the next page.
THIS POLICY CONSISTS OF THE FOLLOWING COVERAGE(S):
PROPERTY COVERAGE
PREMIUM $
1,561.00
issued by AMERICAN ZURICH INSURANCE COMPANY
GENERAL LIABILITY COVERAGE
PREMIUM $
1,950.00
issued by AMERICAN ZURICH INSURANCE COMPANY
BUSINESS AUTOMOBILE
PREMIUM $
212.00
issued by AMERICAN ZURICH INSURANCE COMPANY
WA -REGULATORY SURCHARGE
$
4.06
THIS PREMIUM MAY BE SUBJECT TO AUDIT.
TOTAL $
3,723.00
This premium does not include Taxes and Surcharges.
Taxes and Surcharges
TOTAL $
4.06
The Form(s) and Endorsement(s) made a part of this policy at the time of issue are listed on the SCHEDULE of
FORMS and ENDORSEMENTS.
Countersigned this day of
Authorized Representative
THESE DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART DECLARATIONS, COVERAGE PART FORM(S),
FORMS AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PARTTHEREOF, COMPLETE THE ABOVE NUMBERED POLICY.
U-GU-D-310-A (01 /93)
Page 1 of 1
Policy Number
CPO 0236686-02
COMMERCIAL PROPERTY COVERAGE PART
SUPPLEMENTAL DECLARATIONS
AMERICAN ZURICH INSURANCE COMPANY
Named Insured ROASTPANO LLC
Effective Date: 12-01-20
12:01 A.M., Standard Time
Agent Name MCGOWAN & COMPANY, INC.
Agent No. 22045-000
Item 1. Business Description: RESTAURANT / BAR
Item 2. Premises Described: See Schedule of Locations
Item 3. $500 Deductible unless otherwise indicated.
Item 4. Coverage Provided
Loc.
Bldg.
Coverage
Limit of
Covered
Coins.
No.
No.
Insurance
Causes of Loss
001
001
TENANTS IMPR & BETT
$ 115,000
SPECIAL
90%
Other Provisions
Agreed Value: Expires: = REPLACEMENT COST
Business Income Indemnity: Monthly Limit: Period: Maximum
= Inflation Guard:
%
Reporting Extended
Days BI Media
Extension of Recovery Period: Months
Deductible: $ 1,000 Earthquake Deductible: Exceptions
Loc.
Bldg.
Coverage
Limit of
Covered
Coins.
001
001
BUSINESS PERS PROP
$ 80,000
SPECIAL
80%
Other Provisions
Agreed Value: Expires: = REPLACEMENT COST
= Business Income Indemnity: Monthly Limit: Period: Maximum
F-1 Inflation Guard:
%
= Reporting Extended
Days BI Media
Extension of Recovery Period: Months
Deductible: $ 1, 000 Earthquake Deductible: Exceptions
Loc.
Bldg.
Coverage
Limit of
Covered
Coins.
No.
No.
Insurance
Causes of Loss
001
001
1 BUS INC OTHER THAN RENTAL VALUE
$ 275,000
SPECIAL
50%
Other Provisions
Agreed Value: Expires:
Business Income Indemnity: Monthly Limit: Period: Maximum
71 Inflation Guard:
%
Reporting Extended
Days BI Media
Extension of Recovery Period: Months
Deductible: Earthquake Deductible: Exceptions
Item 5. Forms and Endorsements
Form(s) and Endorsement(s) made a part of this policy at time of issue:
See Schedule of Forms and Endorsements
THESE DECLARATIONS ARE PART OF THE POLICY DECLARATIONS CONTAINING THE NAME OF THE INSURED AND THE POLICY PERIOD.
U-CP-D-690-A CW (10/02)
Property Basket Coverage Endorsement CA
Supplement Schedule - Basic
This Schedule is used in conjunction with the Commercial Property Coverage Part Declarations when the Commercial
Property Coverage Part includes the Property Basket Coverage Endorsement. This Schedule supplements the
Commercial Property Coverage Part Declarations.
Additional Coverages and Coverage Extensions
Limits of Insurance
Accounts Receivable:
On Described Premises
$
100,000
Each Described Premises, Per Occurrence
Off Described Premises
$
5,000
Not At Described Premises, Per
Occurrence
Automatic Increase in Insurance:
Building
2%
Business Personal Property
4%
Brands And Labels
$
25,000
Per Occurrence
Business Income From Dependent Properties
$
25,000
Per Occurrence
Computer Fraud
$
25,000
Per Occurrence
Contractual Penalties
$
25,000
Annual Aggregate
Damage To Building From Theft
$
5,000
Per Occurrence
Debris Removal:
Covered Property
$
25,000
Each Described Premises, Per Occurrence
Other Than Covered Property
$
25,000
Per Occurrence
Electronic Data
$
25,000
Annual Aggregate
Employee Dishonesty
$
25,000
Per Occurrence
False Pretense
$
1,500
Per Occurrence
Fine Arts
$
25,000
Each Described Premises
Fire Department Service Charge
$
10,000
Per Occurrence
Fire Extinguisher Systems Expense
$
10,000
Per Occurrence
Forgery Or Alteration
$
25,000
Per Occurrence
Foundations And Underground Pipes
$
100,000
Per Occurrence
Interruption Of Computer Operations
$
25,000
Annual Aggregate
Inventory And Appraisal Expense
$
10,000
Per Occurrence
Leasehold Interest —
Undamaged Improvements And Betterments
$
50,000
Per Occurrence
Mobile Equipment
$
25,000
Per Occurrence
Money And Securities:
On Described Premises
$
10,000
Per Occurrence
Off Described Premises
$
5,000
Per Occurrence
Money Orders And Counterfeit Paper Currency
$
1,500
Per Occurrence
Newly Acquired Or Constructed Property:
Buildings
$
1,000,000
Each Building
Business Personal Property
$
500,000
Each Building
Fine Arts
$
10,000
Per Occurrence
Ordinance Or Law:
Machinery and Equipment
$
Included in Property Limit
Demolition Cost
$
100,000
Per Occurrence
Increased Cost Of Construction
$
100,000
Per Occurrence
Loss to the Undamaged Portion of the Building
$
100,000
Per Occurrence
Outdoor Property:
Fences/Retaining Walls
$
10,000
Per Occurrence
U-GU-D-635-B CW (10/08)
Page 1 of 2
Includes copyrighted material of ISO Properties, Inc. with its permission.
Additional Coverages and Coverage Extensions
Limits of Insurance
Antennas
$
10,000
Per Occurrence
Outdoor Signs
$
5,000
Per Occurrence
Personal Effects
$
10,000
Each Described Premises
Pollutant Clean Up And Removal
$
25,000
Annual Aggregate at Each Described
Premises
Property In Transit
$
25,000
Per Occurrence
Property Off -Premises
$
25,000
Per Occurrence
Reward Payment:
Information
$
10,000
Per Person, Per Occurrence
Stolen Covered Property
$
10,000
Per Person, Per Occurrence
Transit Business Income
$
Included in Business Income Limit
Trees, Shrubs And Plants:
$
2,500
Any One Tree, Shrub or Plant
$ 25,000
Per Occurrence
Underground Water And Backup Of Sewer And Drain
$
25,000
Per Occurrence
Utility Services — Direct Damage
$
10,000
Per Occurrence
Utility Services — Time Element
$
10,000
Per Occurrence
Valuable Papers And Records
Other Than Electronic Data
$
100,000
Each Described Premises
Valuable Papers And Records
(Other Than Electronic Data) — Off Premises
$
5,000
Per Occurrence
U-GU-D-635-B CW (10/08)
Page 2 of 2
Includes copyrighted material of ISO Properties, Inc. with its permission.